A Letgo (or Letgo-branded / OfferUp-era) buyer or seller pushes you off the app, asks you to “hold” an item after a fake overpayment, or insists on Zelle, Cash App, wire, or gift cards instead of meeting locally or using the app’s supported tools. A cousin script sends a too-large “cashier’s check,” then demands you refund the difference before the check bounces. Same local-marketplace patterns as Fake OfferUp meetup scams and Fake Facebook Marketplace scams.
Gift-card and prepaid traps: Gift cards and prepaid debit risks. Broader consumer fraud: Credit and debt scams.
Scripts to expect
| Script | Hook | Goal |
|---|---|---|
| Off-app payment | “Meetup canceled; just Zelle / Cash App / Venmo Friends & Family” | Irreversible payment; item never ships or never exists |
| Overpayment / fake check | Buyer “accidentally” pays extra; asks you to refund via wire or gift cards | Check bounces; you ate the refund (eBay overpayment cousins) |
| Shipping bait on a local listing | “I’m out of town; ship with my courier label” | Fake labels, empty boxes, or stolen account identity (OfferUp shipping is retired) |
| Deposit to “reserve” | Seller wants a deposit before a public meetup | Ghost after you send money |
| Fake Letgo / OfferUp support | “Release hold with Apple or Google Play cards” | Drain cards; real support does not collect gift-card PINs |
Local cash-at-meetup deals for small items reduce remote payment risk. For anything larger, prefer public meetup spots and current in-app tools only; never a stranger’s garage at midnight with a wire receipt.
Red flags
- Pressure to move to WhatsApp, SMS, or email and pay before you see the item.
- Payment methods the other party “only” accepts: gift cards, crypto, wire, Friends & Family P2P (Zelle and P2P scams).
- Checks or money orders for more than the asking price.
- Refusal to meet in a well-lit public place (police-station lots and busy retail lots are common safe choices).
- URLs or apps that are not the official Letgo / OfferUp site or store listing.
- “Support” that messages you first and needs gift-card PINs.
Worked example: the overpayment meetup switch
Sam lists a used e-bike for $650 on a Letgo / OfferUp local listing. A buyer offers $750 via a “cashier’s check” from a credit union Sam has never heard of, claims a courier will pick up, and asks Sam to Zelle $100 change plus a $80 “holding fee” to a phone number. Sam deposits the check at Chase; funds look available in two days. Sam Zelles $180. A week later the check is returned unpaid. Sam is out the bike (if handed over) or the $180 (if not), and the chat account is gone.
Sam’s recovery path: stop sending money; tell the bank’s fraud desk immediately; report the profile through the official app; file ReportFraud.ftc.gov; do not “verify” with a second payment. Safer path: cash at a public meetup, no refunds of overages, no courier/shipping story for a local listing (OfferUp nationwide shipping ended in 2025).
Safer meetup and payment habits
- Keep the conversation in the official app until you decide to meet; be wary of anyone who refuses the app’s tools entirely.
- Meet in public; bring a friend for higher-value items; trust your exit plan.
- Prefer cash at a public meetup. OfferUp (which absorbed Letgo) ended nationwide shipping in 2025, so do not follow old “ship with OfferUp checkout / shipping payment” advice; treat remote-shipping asks on local listings as a red flag and confirm only current in-app tools in the official app.
- Never accept overpayment. Never refund before a check fully clears (availability ≠ cleared).
- Reverse-image search serial-number photos when buying electronics; walk away from “too good” new-in-box deals from brand-new accounts.
Named institutions and brands that show up in these scripts include Letgo, OfferUp, Zelle, Cash App, Venmo, Western Union, MoneyGram, Apple gift cards, Google Play, Walmart / Target money-transfer kiosks, and major banks’ mobile deposit features. None of those brands make overpayment math safe.
If you already paid or shipped
- Contact your bank or card issuer the same day; ask about recalls and fraud claims.
- Preserve chat exports, tracking numbers, and payment receipts.
- Report the user in-app and to FTC ReportFraud; consider a local police report for large losses.
- Do not pay a “recovery agent” who cold-contacts you afterward.
Checklist
- Treat off-app payment pressure as a warning, not a convenience.
- Never refund an overpayment before funds irrevocably clear.
- Skip gift cards, wires, and Friends & Family P2P for strangers.
- Meet locally in public for cash deals when that fits the item.
- Decline courier/shipping-label stories on local listings; if you somehow still hold a legacy in-progress ship, verify labels only inside official tools.
- Report scams so the platform and the FTC can pattern-match accounts.
Nextdoor For Sale overpayment and deposit cousins: Fake Nextdoor For Sale scams.
Fake Facebook Buy/Sell Group payment and shipping scams: Fake Facebook Buy/Sell Group scams.
Fake 5miles meetup, overpayment, and off-app payment scams: Fake 5miles meetup scams.
Fake Kijiji meetup, overpayment, and off-app payment scams: Fake Kijiji meetup scams. Letgo overpayment and fake-check scripts: Fake Letgo overpayment scams.
Letgo chats that demand Apple, Google Play, or prepaid PINs instead of a cash meetup: Fake Letgo gift card scams.
Educational only. Not legal, banking, or fraud-recovery advice. Marketplace brands and tactics change; verify payment and support only through official app channels and your own bank.